Medicare Savings Programs (MSPs) — Qualification at a Glance

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Program/Benefits Income Limits Asset Limits
Qualified Medicare Beneficiary (QMB)
  • Premiums for Parts A & B
  • Deductibles for Parts A & B
  • Coinsurance for Parts A & B

Single:
$973/mo., $11,670/yr.*

Couple:
$1,311/mo., $15,730/yr.*

Single: $7,160 / Couple: $10,750

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot
Specified Low-Income Medicare Beneficiary (SLMB)
  • Part B Premium

Single:
$1,167/mo., $14,004/yr.*

Couple:
$1,573/mo., $18,876/yr.*

Single: $7,160 / Couple: $10,750

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Individual (QI)
  • Part B Premium

Single:
$1,313/mo., $15,755/yr.*

Couple:
$1,770/mo., $21,236/yr.*

Single: $7,160 / Couple: $10,750

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Disabled Working Individual (QDWI)

Single:
$3,975/mo., $23,340/yr.*

Couple:
$5,329/mo., $31,460/yr.*

Single: $4,000 / Couple: $6,000

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

250% California Working Disabled (CWD)
  • Medi-Cal coverage (with monthly premium)

Single:
$2,432/mo., $29,175/yr.

Couple: $3,278/mo., $39,325/yr.

Note: Income excludes disability benefits

Single: $2,000 / Couple: $3,000

Other exclusions apply

* Income figures do not include a $20 disregard, in which $20 is subtracted from your monthly income (earned or unearned).

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Updated Aug 9, 2013

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