Medicare Savings Programs (MSPs) — Qualification at a Glance

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Program/Benefits Income Limits Asset Limits
Qualified Medicare Beneficiary (QMB)
  • Premiums for Parts A & B
  • Deductibles for Parts A & B
  • Coinsurance for Parts A & B

Single:
$981/mo., $11,770/yr.*

Couple:
$1,328/mo., $15,930/yr.*

Single: $7,280 / Couple: $10,930

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot
Specified Low-Income Medicare Beneficiary (SLMB)
  • Part B Premium

Single:
$1,177/mo., $14,124/yr.*

Couple:
$1,593/mo., $19,116/yr.*

Single: $7,280 / Couple: $10,930

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Individual (QI)
  • Part B Premium

Single:
$1,325/mo., $15,890/yr.*

Couple:
$1,793/mo., $21,506/yr.*

Single: $7,280 / Couple: $10,930

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

Qualified Disabled Working Individual (QDWI)

Single:
$3,989/mo.

Couple:
$5,375/mo.

Single: $4,000 / Couple: $6,000

Assets exclude: one home, household goods and personal belongings, one car, and prepaid burial plan (unlimited if irrevocable or up to $1,500 if revocable) and burial plot

250% California Working Disabled (CWD)
  • Medi-Cal coverage (with monthly premium)

Single:
$2,453/mo., $29,425/yr.

Couple: $3,319/mo., $39,825/yr.

Note: Income excludes disability benefits

Single: $2,000 / Couple: $3,000

Other exclusions apply

* Income figures do not include a $20 disregard, in which $20 is subtracted from your monthly income (earned or unearned).

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Updated April 1, 2015

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